POST rpc/Rate?save={save}&forms={forms}&allForms={allForms}
Calculates final rates, minimum premium, premium within and outside minimum premium requirements, total premium, etc.
Request Information
URI Parameters
| Name | Description | Type | Additional information |
|---|---|---|---|
| save |
Whether to save the quote after rating |
boolean |
Default value is False |
| forms |
Whether to include forms processing |
boolean |
Default value is False |
| allForms |
Whether to include all forms |
boolean |
Default value is False |
Body Parameters
Quote model to rate
QuoteModelv2| Name | Description | Type | Additional information |
|---|---|---|---|
| Version | decimal number |
None. |
|
| Guid | globally unique identifier |
None. |
|
| QuoteNumber | string |
None. |
|
| mgaReferenceNumber | string |
None. |
|
| rsuiReferralNumber | string |
None. |
|
| Description | string |
None. |
|
| LocationKey | integer |
None. |
|
| IsRatingResultStale | boolean |
None. |
|
| UnderwriterPeopleKey | integer |
None. |
|
| HomeState | string |
None. |
|
| InsuredName | string |
None. |
|
| HasMultipleInsured | boolean |
None. |
|
| DBAName | string |
None. |
|
| Location | string |
None. |
|
| Company | string |
None. |
|
| CreateDate | date |
None. |
|
| CreatedByPeopleKey | integer |
None. |
|
| CreatedByEmpRecNbr | integer |
None. |
|
| CreatedBy | string |
None. |
|
| LastModifiedDate | date |
None. |
|
| LastModifiedByPeopleKey | integer |
None. |
|
| LastModifiedEmpRecNbr | integer |
None. |
|
| LastModfiedBy | string |
None. |
|
| LastPrintDate | date |
None. |
|
| Underwriter | string |
None. |
|
| QuoteType | string |
None. |
|
| ExpiringPolicyNumber | string |
None. |
|
| IsBound | boolean |
None. |
|
| BoundDate | date |
None. |
|
| BoundBy | string |
None. |
|
| PolicyNumber | string |
None. |
|
| RatingInfo | RatingInfoModel |
None. |
|
| ProposalInfo | ProposalInfoModelv2 |
None. |
|
| InsuredAddress | AddressModel |
None. |
|
| LastUpdatedByInternalUser | boolean |
None. |
|
| UnderwriterId | string |
None. |
|
| NewPLVersion | boolean |
None. |
|
| IsIssued | boolean |
None. |
|
| IssuedDate | date |
None. |
|
| IssuedBy | string |
None. |
|
| IsEndorsement | boolean |
None. |
|
| EndorsementNumber | integer |
None. |
|
| EndorsementTypeID | integer |
None. |
|
| CancellationRequestedBy | integer |
None. |
|
| ReferralCreatedInRating | boolean |
None. |
|
| EndorsementInfo | EndorsementInfoModel |
None. |
Request Formats
application/json, text/json
Sample:
{
"guid": "00000000-0000-0000-0000-000000000000",
"isRatingResultStale": false,
"hasMultipleInsured": false,
"createDate": "0001-01-01T00:00:00",
"lastModifiedDate": "0001-01-01T00:00:00",
"quoteType": "New",
"isBound": false,
"lastUpdatedByInternalUser": false,
"newPLVersion": false,
"isIssued": false,
"isEndorsement": false,
"ratingInfo": {
"effectiveDate": "12/11/2020",
"expirationDate": "12/11/2021",
"locationSchedule": [
{
"premisesNumber": 1,
"streetAddress1": "945 East Paces Ferry Road Northeast",
"streetAddress2": "",
"city": "Atlanta",
"zipCode": "30326",
"county": "Fulton",
"state": "GA",
"omitAddressVerification": false,
"territoryCode": "502",
"country": "US"
},
{
"premisesNumber": 2,
"streetAddress1": "945 Crestmark Boulevard",
"streetAddress2": "",
"city": "Lithia Springs",
"zipCode": "30122",
"county": "Douglas",
"state": "GA",
"omitAddressVerification": false,
"territoryCode": "503",
"country": "US"
}
],
"glCoverage": {
"additionalCoveragesRatingInput": {
"hasWaiverOfSubrogation": false,
"hasBlanketWaiverOfSubrogation": true,
"hasHiredAndNonOwnedAuto": false,
"hasLouisianaUninsuredMotoristBodilyInjury": false,
"hasCoverageExtensionLimitedDamageToProperty": false,
"hasCoverageExtensionPropertyDamageCareCustodyOrControl": false,
"hasCoverageExtensionEmployersLiability": false,
"hasPerLocationAggregates": false,
"hasPerProjectAggregates": false,
"waiverOfSubrogationUserEnteredPremium": 0.0,
"blanketWaiverOfSubrogationUserEnteredPremium": 0.0,
"louisianaUninsuredMotoristBodilyInjuryUserEnteredPremium": 0.0,
"coverageExtensionLimitedDamageToPropertyUserEnteredPremium": 0.0,
"coverageExtensionPropertyDamageCareCustodyOrControlUserEnteredPremium": 0.0,
"coverageExtensionEmployersLiabilityUserEnteredPremium": 0.0,
"louisianaUninsuredMotoristBodilyInjuryLimit": "$1,000,000",
"waiverOfSubrogationExposures": 0
},
"aggregateOccurrenceLimits": "$1,000,000/$2,000,000",
"prcoLimit": "$2,000,000",
"persAndAdvInjuryLimit": "$1,000,000",
"damagesToPremisesLimit": "$100,000",
"medicalExpenseLimit": "$5,000",
"deductible": "-- NO DEDUCTIBLE --",
"deductibleType": "Combined per Claim",
"assaultBatteryLimits": "-- NO SUBLIMIT --",
"classCodeSchedule": [
{
"premisesRef": 1,
"number": "10026",
"subNumber": "0",
"includeManualInfo": false,
"classCodeRatingInput": {
"rateBy": "ISO",
"excludeProducts": false,
"premisesDiscretionaryModifier": "1",
"productsDiscretionaryModifier": "1",
"userEnteredMinimumPremium": "0",
"isoRatingInput": {
"aaPremisesRate": "0",
"aaProductsRate": "0",
"exposureAnswers": [
{
"questionID": "1",
"answer": "10000"
}
],
"additionalQuestionAnswers": []
},
"companyRatingInput": {
"exposureAnswers": [],
"additionalQuestionAnswers": []
},
"plDiscretionaryModifier": 0.0,
"excludePL": false,
"userEnteredPLMinimumPremium": 0
},
"classCodeId": "1"
},
{
"premisesRef": 2,
"number": "10115",
"subNumber": "0",
"includeManualInfo": false,
"classCodeRatingInput": {
"rateBy": "ISO",
"excludeProducts": false,
"premisesDiscretionaryModifier": "1",
"productsDiscretionaryModifier": "1",
"userEnteredMinimumPremium": "0",
"isoRatingInput": {
"aaPremisesRate": "0",
"aaProductsRate": "0",
"exposureAnswers": [
{
"questionID": "9",
"answer": "100000"
}
],
"additionalQuestionAnswers": [
{
"questionID": "1",
"answer": "Yes"
}
]
},
"companyRatingInput": {
"exposureAnswers": [],
"additionalQuestionAnswers": []
},
"plDiscretionaryModifier": 0.0,
"excludePL": false,
"userEnteredPLMinimumPremium": 0
},
"classCodeId": "2"
}
],
"deductibleLastRatedByInternalUser": false
},
"inlandMarineCoverage": {
"accountsReceivables": {
"duplicateRecordsPercent": "35%",
"schedule": [
{
"ratingInput": {
"premisesRef": 1,
"number": 1,
"limit": "10000",
"isWindHailExcluded": false,
"coinsurance": "80%",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
{
"ratingInput": {
"premisesRef": 2,
"number": 1,
"limit": "10000",
"isWindHailExcluded": false,
"coinsurance": "80%",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
}
]
},
"valuablePapers": {
"deductible": "$500",
"schedule": [
{
"premisesRef": 1,
"number": 1,
"valuablePaperBuildingItem": {
"ratingInput": {
"userDescribedProperty": false,
"description": "",
"limit": "1000",
"isWindHailExcluded": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"valuablePaperUserDescribedItems": []
},
{
"premisesRef": 2,
"number": 1,
"valuablePaperBuildingItem": {
"ratingInput": {
"userDescribedProperty": false,
"description": "",
"limit": "10000",
"isWindHailExcluded": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"valuablePaperUserDescribedItems": []
}
]
},
"contractorsEquipment": {
"premisesRef": 2,
"rentalReimbursement": true,
"scheduledEquipments": [
{
"ratingInput": {
"number": 1,
"modelYear": "1999",
"manufacturer": "Manu",
"model": "Model",
"serialNo": "12345",
"limit": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasGpsTrackingDevice": false,
"hasFireExtinguisher": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
}
],
"ownedMiscTools": {
"ratingInput": {
"limit": "1000",
"maxLimitPerItem": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"unscheduledEquipment": {
"ratingInput": {
"limit": "1000",
"maxLimitPerItem": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"employeeTools": {
"ratingInput": {
"isWindHailExcluded": true,
"isTheftExcluded": true,
"isVandalismExcluded": true,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"hasCoverage": true
},
"edp": {
"premisesRef": 1,
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"theftSublimit": "1000",
"scheduledHardwares": [
{
"ratingInput": {
"number": 1,
"manufacturer": "manu",
"model": "model",
"serialNo": "12345",
"coinsurance": "80%",
"limit": "1000",
"hasLossPayee": true,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
}
],
"hasCoverage": true
},
"installationFloater": {
"ratingInput": {
"premisesRef": 2,
"occupationDescription": "Desc",
"limit": "10000",
"aggregateLimit": "50000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"isTransitExcluded": false,
"hasLossPayee": false,
"theftSublimit": "1000",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
},
"bailee": {
"ratingInput": {
"premisesRef": 1,
"operationsDescription": "Bailee Desc",
"customerPropertyDescription": "Bailee Desc",
"limit": "10000",
"perItemLimit": "$2,500",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"isTransitExcluded": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
}
}
},
"isRenewal": false,
"propertyCoverageV2": {
"useDefaultEndorsements": false,
"propertyTIV": "283000",
"hasCoverageEnhancement": false,
"hasBroadenedCoverageEnhancement": false,
"excludeFlSinkholeLossCoverage": false,
"hasBlanketBPP": false,
"hasBlanketBIWithExtraExpense": false,
"excludeTheftOfPropertyOutdoors": false,
"locationSchedule": [
{
"premisesRef": 1,
"hasEquipmentBreakdown": false,
"excludeWindHailSpecifiedOutdoorProperty": false,
"buildingSchedule": [
{
"construction": "Frame/Stucco/Brick Veneer",
"buildingNumber": 1,
"occupancyType": "Apartments",
"protectionClass": "1",
"sprinklers": "Full",
"yearBuilt": "1999",
"standardDeductible": "$1,000",
"isWindHailExcluded": false,
"windLoad": "0",
"coverages": [
{
"id": 1,
"ratingInput": {
"isSubjectTo": false,
"limit": "100000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": true,
"roofingYear": "2010",
"hasComprehensiveRenovation": true,
"renovationYear": "2020",
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Building"
}
},
{
"id": 3,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Special",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Business Personal Property"
}
},
{
"id": 2,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"monthlyLimitOfIndemnity": "1/2",
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": true,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Business Income"
}
},
{
"id": 4,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": true,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Canopies/Awnings"
}
},
{
"id": 5,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"numberOfUnits": "10",
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Condominium Unit Owners Loss Assessment"
}
},
{
"id": 6,
"ratingInput": {
"isSubjectTo": false,
"limit": "1000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": true,
"isWindHailExcluded": true,
"coverageType": "Docks"
}
},
{
"id": 8,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Fences, Walls and Gates"
}
},
{
"id": 9,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Fuel/Gas Pumps (above ground)"
}
},
{
"id": 10,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Machinery and Equipment"
}
},
{
"id": 11,
"ratingInput": {
"isSubjectTo": false,
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": true,
"coverageBLimit": "10000",
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageAModFactor": "1",
"coverageBModFactor": "1",
"coverageCModFactor": "1",
"coverageBAndCModFactor": "1",
"coverageType": "Ordinance or Law"
}
},
{
"id": 12,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Outdoor Lighting and Related Security Equipment"
}
},
{
"id": 13,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"valuationBasis": "Actual Cash Value",
"causeOfLoss": "Basic",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Outdoor Non Paved Sporting Courts and Equipment"
}
},
{
"id": 14,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"causeOfLoss": "Special",
"coinsurance": "80%",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"description": "Sample Sign",
"deductible": "$1,000",
"hasCoverageA": false,
"windHailDeductible": "$1,000",
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
"hasCoinsurance": false,
"hasMaximumLimitOfIndemnity": false,
"hasMonthlyLimitOfIndemnity": false,
"hasDamageByWatercraft": false,
"isWindHailExcluded": false,
"coverageType": "Outdoor Sign"
}
},
{
"id": 15,
"ratingInput": {
"isSubjectTo": false,
"limit": "10000",
"hasBuildingImprovements": false,
"hasComprehensiveRenovation": false,
"includingStock": false,
"isAttached": false,
"hasCoverageA": false,
"periodStart": "12/11/2020",
"periodEnd": "12/11/2020",
"isSellingPrice": false,
"hasBreakdownOrContamination": false,
"hasPowerOutage": false,
"hasWaterSupply": false,
"hasWasteWaterRemoval": false,
"communicationSupply": "-- NOT COVERED --",
"powerSupply": "-- NOT COVERED --",
"modFactor": "1",
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--","modFactor":"1","hasCoinsurance":false,"hasMaximumLimitOfIndemnity":false,"hasMonthlyLimitOfIndemnity":false,"hasDamageByWatercraft":false,"isWindHailExcluded":false,"coverageType":"Stock/Inventory"}},{"id":20,"ratingInput":{"isSubjectTo":false,"limit":"1000","valuationBasis":"Actual Cash Value","causeOfLoss":"Basic","coinsurance":"80%","hasBuildingImprovements":false,"hasComprehensiveRenovation":false,"includingStock":false,"isAttached":false,"hasCoverageA":false,"isSellingPrice":false,"hasBreakdownOrContamination":false,"hasPowerOutage":false,"hasWaterSupply":false,"hasWasteWaterRemoval":false,"communicationSupply":"-- NOT COVERED --","powerSupply":"-- NOT COVERED --","modFactor":"1","hasCoinsurance":false,"hasMaximumLimitOfIndemnity":false,"hasMonthlyLimitOfIndemnity":false,"hasDamageByWatercraft":false,"isWindHailExcluded":false,"coverageType":"Swimming Pool & Related Equipment"}},{"id":22,"ratingInput":{"isSubjectTo":false,"limit":"10000","hasBuildingImprovements":false,"hasComprehensiveRenovation":false,"includingStock":false,"isAttached":false,"hasCoverageA":false,"isSellingPrice":false,"hasBreakdownOrContamination":false,"hasPowerOutage":false,"hasWaterSupply":true,"hasWasteWaterRemoval":false,"communicationSupply":"-- NOT COVERED --","powerSupply":"-- NOT COVERED --","modFactor":"1","hasCoinsurance":false,"hasMaximumLimitOfIndemnity":false,"hasMonthlyLimitOfIndemnity":false,"hasDamageByWatercraft":false,"isWindHailExcluded":false,"coverageType":"Utility Services Direct Damage"}},{"id":24,"ratingInput":{"isSubjectTo":false,"limit":"10000","hasBuildingImprovements":false,"hasComprehensiveRenovation":false,"includingStock":false,"isAttached":false,"hasCoverageA":false,"isSellingPrice":false,"hasBreakdownOrContamination":false,"hasPowerOutage":false,"hasWaterSupply":true,"hasWasteWaterRemoval":false,"communicationSupply":"w/ Overhead Lines","powerSupply":"w/ Overhead Lines","modFactor":"1","hasCoinsurance":false,"hasMaximumLimitOfIndemnity":false,"hasMonthlyLimitOfIndemnity":false,"hasDamageByWatercraft":false,"isWindHailExcluded":false,"coverageType":"Utility Services Time Element"}}],"isVandalismExcluded":false,"excludeSprinklerLeakage":false,"excludeLossDueToByProducts":false,"excludeRoofDamage":false,"hasUserModifiedExcludeRoofDamage":false,"hasBuildingSystemsWarranty":false,"hasFireAlarm":false,"hasRoofLimitationACV":false,"hasUserModifiedRoofLimitationACV":false,"excludePollution":false,"hasRoofExclusionCosmeticDamages":false,"tiv":"273000","inflationGuard":" ","excludeWindHailBuildingGlass":false,"theftDeductible":" ","excludeTheftOrVandalismOfMetals":false,"hasDustParticulatesShavingsRemoval":false,"hasUserModifiedDustParticulatesShavingsRemoval":false,"hasHabitationalSmokeDetectionAndFireExtinguishers":false,"hasUserModifiedHabitationalSmokeDetectionAndFireExtinguishers":false,"hasFlammableOrExplosiveMaterialStorage":false,"hasUserModifiedFlammableOrExplosiveMaterialStorage":false,"hasPropertyExclusionCosmeticDamage":false,"hasUserModifiedPropertyExclusionCosmeticDamage":false,"hasUserModifiedRoofExclusionCosmeticDamages":false,"isSeasonalProperty":false,"windDeductiblePerOccurence":false,"windDeductiblePerBuilding":false,"hasUserModifiedExcludeTheftOrVandalismOfMetals":false,"hasUserModifiedWarrantyBuildingSystems":false}]}]},"isTRIAMinimumPremium":false}}
application/x-www-form-urlencoded
Sample:
Sample not available.
Response Information
Resource Description
Quote response with rating results
HttpResponseMessage| Name | Description | Type | Additional information |
|---|---|---|---|
| Version | Version |
None. |
|
| Content | HttpContent |
None. |
|
| StatusCode | HttpStatusCode |
None. |
|
| ReasonPhrase | string |
None. |
|
| Headers | Collection of Object |
None. |
|
| RequestMessage | HttpRequestMessage |
None. |
|
| IsSuccessStatusCode | boolean |
None. |
Response Formats
application/json, text/json
Sample:
{
"quote": {
"guid": "00000000-0000-0000-0000-000000000000",
"isRatingResultStale": false,
"hasMultipleInsured": false,
"createDate": "0001-01-01T00:00:00",
"lastModifiedDate": "0001-01-01T00:00:00",
"quoteType": "New",
"isBound": false,
"lastUpdatedByInternalUser": false,
"newPLVersion": false,
"isIssued": false,
"isEndorsement": false,
"ratingInfo": {
"rateAsOfDate": "12/1/2020",
"effectiveDate": "12/11/2020",
"expirationDate": "12/11/2021",
"locationSchedule": [
{
"premisesNumber": 1,
"streetAddress1": "945 East Paces Ferry Road Northeast",
"streetAddress2": "",
"city": "Atlanta",
"zipCode": "30326",
"county": "Fulton",
"state": "GA",
"omitAddressVerification": false,
"territoryCode": "502",
"country": "US",
"locationResult": {
"wildfireActive": false,
"wildfireAcresCoverage": 0.0,
"normalizedAddress": "945 East Paces Ferry Road Northeast, Atlanta, GA 30326",
"matchLevel": "Premise",
"addressMatch": false,
"latitude": "33.8463953",
"longitude": "-84.3561356",
"distanceToCoast": "233.33",
"stateWindEligible": true,
"locationWindEligible": true,
"windEligibilityMessage": "Distance to coast 233.33 for Wind/Hail coverage underwriting"
},
"latitude": "33.8463953",
"longitude": "-84.3561356"
},
{
"premisesNumber": 2,
"streetAddress1": "945 Crestmark Boulevard",
"streetAddress2": "",
"city": "Lithia Springs",
"zipCode": "30122",
"county": "Douglas",
"state": "GA",
"omitAddressVerification": false,
"territoryCode": "503",
"country": "US",
"locationResult": {
"wildfireActive": false,
"wildfireAcresCoverage": 0.0,
"normalizedAddress": "945 Crestmark Boulevard, Lithia Springs, GA 30122",
"matchLevel": "Street Address",
"addressMatch": false,
"latitude": "33.7801773",
"longitude": "-84.6126598",
"distanceToCoast": "244.82",
"stateWindEligible": true,
"locationWindEligible": true,
"windEligibilityMessage": "Distance to coast 244.82 for Wind/Hail coverage underwriting"
},
"latitude": "33.7801773",
"longitude": "-84.6126598"
}
],
"triaPremium": "242",
"totalEstimatedPremiumWithoutTria": "6041",
"totalEstimatedPremiumWithTria": "6283",
"annualMinimumAndDepositPremiumWithoutTria": "6041",
"annualMinimumAndDeposiPremiumWithTria": "6283",
"generatedDate": "12/1/2020 7:54:32 AM",
"glCoverage": {
"additionalCoveragesRatingInput": {
"hasWaiverOfSubrogation": false,
"hasBlanketWaiverOfSubrogation": true,
"hasHiredAndNonOwnedAuto": false,
"hasLouisianaUninsuredMotoristBodilyInjury": false,
"hasCoverageExtensionLimitedDamageToProperty": false,
"hasCoverageExtensionPropertyDamageCareCustodyOrControl": false,
"hasCoverageExtensionEmployersLiability": false,
"hasPerLocationAggregates": false,
"hasPerProjectAggregates": false,
"waiverOfSubrogationUserEnteredPremium": 0.0,
"blanketWaiverOfSubrogationUserEnteredPremium": 0.0,
"louisianaUninsuredMotoristBodilyInjuryUserEnteredPremium": 0.0,
"coverageExtensionLimitedDamageToPropertyUserEnteredPremium": 0.0,
"coverageExtensionPropertyDamageCareCustodyOrControlUserEnteredPremium": 0.0,
"coverageExtensionEmployersLiabilityUserEnteredPremium": 0.0,
"louisianaUninsuredMotoristBodilyInjuryLimit": "$1,000,000",
"waiverOfSubrogationExposures": 0
},
"aggregateOccurrenceLimits": "$1,000,000/$2,000,000",
"prcoLimit": "$2,000,000",
"persAndAdvInjuryLimit": "$1,000,000",
"damagesToPremisesLimit": "$100,000",
"medicalExpenseLimit": "$5,000",
"deductible": "-- NO DEDUCTIBLE --",
"deductibleType": "Combined per Claim",
"assaultBatteryLimits": "-- NO SUBLIMIT --",
"classCodeSchedule": [
{
"premisesRef": 1,
"number": "10026",
"subNumber": "0",
"includeManualInfo": false,
"description": "Antique Stores",
"classCodeRateInfo": {
"offeredPL": false,
"canRateByISO": true,
"canRateByCompany": false,
"premisesAuthority": "Authorized",
"productsAuthority": "Authorized",
"isoRateInfo": {
"isoRates": {
"premisesIncreasedLimitFactor": "1.720",
"premisesLossCostModifier": "0.690",
"premisesRSUIAdjustedRate": "1.159",
"isPremisesRateEditable": false,
"productsIncreasedLimitFactor": "1.600",
"productsLossCostModifier": "0.029",
"productsRSUIAdjustedRate": "0.049",
"isProductsRateEditable": false,
"additionalModifier": "1.000",
"companyLossCostMultiplier": "1.680"
},
"premisesExposureGroups": [
{
"groupID": 1,
"groupType": "Mandatory",
"isDisplayable": true,
"exposures": [
{
"exposureDataType": "Amount",
"exposureDivisor": "1000",
"exposureBasis": "Sales",
"question": "Antique Stores",
"questionID": "1",
"isMandatory": false,
"isDisplayable": true
}
]
}
]
}
},
"classCodeRatingInput": {
"rateBy": "ISO",
"excludeProducts": false,
"premisesDiscretionaryModifier": "1",
"productsDiscretionaryModifier": "1",
"userEnteredMinimumPremium": "0",
"isoRatingInput": {
"aaPremisesRate": "0",
"aaProductsRate": "0",
"exposureAnswers": [
{
"questionID": "1",
"answer": "10000"
}
],
"additionalQuestionAnswers": []
},
"companyRatingInput": {
"exposureAnswers": [],
"additionalQuestionAnswers": []
},
"plDiscretionaryModifier": 0.0,
"excludePL": false,
"userEnteredPLMinimumPremium": 0
},
"classCodeRatingResult": {
"premisesPremium": "20",
"productsPremium": "1",
"plPremium": 0,
"plRate": 0.0,
"calculatedLiquorPremium": "0",
"isUserEnteredMinimumPremium": false,
"isUserEnteredLiquorMinimumPremium": false,
"isUserEnteredPLMinimumPremium": false,
"plIncluded": false,
"totalPremium": "21",
"mandatorySurcharge": "1.000",
"additionalPremium": "0",
"additionalPremiumAmtWithinMPRequirement": "0",
"lossCostModifier": "1.680",
"exposureQuestionResults": [
{
"questionID": "1",
"premisesCoverageRatingResult": {
"lossCostModifier": "0.690",
"increasedLimitsFactor": "1.720",
"rate": "1.993",
"premium": "20",
"adjustedRate": "1.993",
"aRated": false
},
"productsCoverageRatingResult": {
"lossCostModifier": "0.029",
"increasedLimitsFactor": "1.600",
"rate": "0.078",
"premium": "1",
"adjustedRate": "0.078",
"aRated": false
},
"description": "Antique Stores",
"answer": "10000",
"basis": "Sales",
"derivedFromISO": false
}
]
},
"classCodeId": "1"
},
{
"premisesRef": 2,
"number": "10115",
"subNumber": "0",
"includeManualInfo": false,
"description": "Beauty Parlors and Hair Styling Salons",
"classCodeRateInfo": {
"offeredPL": true,
"canRateByISO": true,
"canRateByCompany": false,
"premisesAuthority": "Authorized",
"productsAuthority": "Authorized",
"isoRateInfo": {
"isoRates": {
"premisesIncreasedLimitFactor": "1.480",
"premisesLossCostModifier": "1.110",
"premisesRSUIAdjustedRate": "2.331",
"isPremisesRateEditable": false,
"productsIncreasedLimitFactor": "1.600",
"productsLossCostModifier": "0.125",
"productsRSUIAdjustedRate": "0.263",
"isProductsRateEditable": false,
"additionalModifier": "1.250",
"companyLossCostMultiplier": "1.680"
},
"premisesExposureGroups": [
{
"groupID": 1,
"groupType": "Mandatory",
"isDisplayable": true,
"exposures": [
{
"exposureDataType": "Amount",
"exposureDivisor": "1000",
"exposureBasis": "Sales",
"question": "Beauty Parlors and Hair Styling Salons",
"questionID": "9",
"isMandatory": false,
"isDisplayable": true
}
]
}
]
}
},
"classCodeRatingInput": {
"rateBy": "ISO",
"excludeProducts": false,
"premisesDiscretionaryModifier": "1",
"productsDiscretionaryModifier": "1",
"userEnteredMinimumPremium": "0",
"isoRatingInput": {
"aaPremisesRate": "0",
"aaProductsRate": "0",
"exposureAnswers": [
{
"questionID": "9",
"answer": "100000"
}
],
"additionalQuestionAnswers": [
{
"questionID": "1",
"answer": "Yes"
}
]
},
"companyRatingInput": {
"exposureAnswers": [],
"additionalQuestionAnswers": []
},
"plDiscretionaryModifier": 0.0,
"excludePL": false,
"userEnteredPLMinimumPremium": 0
},
"classCodeRatingResult": {
"premisesPremium": "293",
"productsPremium": "36",
"plPremium": 0,
"plRate": 0.0,
"calculatedLiquorPremium": "0",
"isUserEnteredMinimumPremium": false,
"isUserEnteredLiquorMinimumPremium": false,
"isUserEnteredPLMinimumPremium": false,
"plIncluded": false,
"totalPremium": "329",
"mandatorySurcharge": "1.250",
"additionalPremium": "0",
"liquorAdditionalPremium": "0",
"additionalPremiumAmtWithinMPRequirement": "0",
"lossCostModifier": "1.680",
"exposureQuestionResults": [
{
"questionID": "9",
"premisesCoverageRatingResult": {
"lossCostModifier": "1.110",
"increasedLimitsFactor": "1.480",
"rate": "2.932",
"premium": "293",
"adjustedRate": "3.450",
"aRated": false
},
"productsCoverageRatingResult": {
"lossCostModifier": "0.125",
"increasedLimitsFactor": "1.600",
"rate": "0.358",
"premium": "36",
"adjustedRate": "0.421",
"aRated": false
},
"description": "Beauty Parlors and Hair Styling Salons",
"answer": "100000",
"basis": "Sales",
"derivedFromISO": false
}
],
"additionalQuestionResults": [
{
"coverage": "GL",
"questionID": "1",
"rate": "0.850",
"premium": "0.000",
"rateEffectType": "CreditDebit",
"basis": "Other",
"answer": "Yes",
"description": "Is Professional Liability excluded?"
}
]
},
"classCodeId": "2"
}
],
"ratingResult": {
"totalPremium": "1750",
"premiumOutsideMinimumPremium": "1250",
"premiumWithinMinimumPremium": "350",
"isMinimumPremium": true,
"coverageMinimumPremium": "500",
"additionalCoveragesRatingResult": {
"additionalPremium": 1250,
"additionalPremiumDescriptions": [
"Blanket Waiver of Subrogation Charge = 250",
"Hired Auto Charge = 250",
"Non-Owned Auto Charge = 250",
"Employee Benefits = 500"
],
"waiverOfSubrogationPremium": 0,
"blanketWaiverOfSubrogationPremium": 250,
"hiredAndNonOwnedAutoPremium": 0,
"louisianaUninsuredUnderinsuredMotoristBodilyInjuryPremium": 0,
"coverageExtensionLimitedDamageToPropertyPremium": 0,
"coverageExtensionPropertyDamageCareCustodyOrControlPremium": 0,
"coverageExtensionEmployersLiabilityPremium": 0,
"perLocationAggregatesPremium": 0,
"perLocationAggregatesDevelopedPremium": 0,
"perLocationAggregatesMinimumPremium": 0,
"perProjectAggregatesPremium": 0,
"perProjectAggregatesDevelopedPremium": 0,
"perProjectAggregatesMinimumPremium": 0
},
"coverageAddedDate": "0001-01-01T00:00:00"
},
"deductibleLastRatedByInternalUser": false
},
"inlandMarineCoverage": {
"accountsReceivables": {
"duplicateRecordsPercent": "35%",
"schedule": [
{
"ratingInput": {
"premisesRef": 1,
"number": 1,
"limit": "10000",
"isWindHailExcluded": false,
"coinsurance": "80%",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.500",
"calculatedPremium": "50",
"rate": "0.500",
"premium": "50",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
{
"ratingInput": {
"premisesRef": 2,
"number": 1,
"limit": "10000",
"isWindHailExcluded": false,
"coinsurance": "80%",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.500",
"calculatedPremium": "50",
"rate": "0.500",
"premium": "50",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
}
],
"ratingResult": {
"isMinimumPremium": true,
"totalPremium": "150",
"minimumPremium": "150",
"isUserEnteredMinimumPremium": false
}
},
"valuablePapers": {
"deductible": "$500",
"schedule": [
{
"premisesRef": 1,
"number": 1,
"valuablePaperBuildingItem": {
"ratingInput": {
"userDescribedProperty": false,
"description": "",
"limit": "1000",
"isWindHailExcluded": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.750",
"calculatedPremium": "8",
"rate": "0.750",
"premium": "8",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
"valuablePaperUserDescribedItems": []
},
{
"premisesRef": 2,
"number": 1,
"valuablePaperBuildingItem": {
"ratingInput": {
"userDescribedProperty": false,
"description": "",
"limit": "10000",
"isWindHailExcluded": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.750",
"calculatedPremium": "75",
"rate": "0.750",
"premium": "75",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
"valuablePaperUserDescribedItems": []
}
],
"ratingResult": {
"isMinimumPremium": true,
"totalPremium": "250",
"isUserEnteredMinimumPremium": false
}
},
"contractorsEquipment": {
"premisesRef": 2,
"rentalReimbursement": true,
"scheduledEquipments": [
{
"ratingInput": {
"number": 1,
"modelYear": "1999",
"manufacturer": "Manu",
"model": "Model",
"serialNo": "12345",
"limit": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasGpsTrackingDevice": false,
"hasFireExtinguisher": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "1.000",
"calculatedPremium": "10",
"rate": "1.000",
"premium": "10",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
}
],
"ownedMiscTools": {
"ratingInput": {
"limit": "1000",
"maxLimitPerItem": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "3.000",
"calculatedPremium": "30",
"rate": "3.000",
"premium": "30",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
"unscheduledEquipment": {
"ratingInput": {
"limit": "1000",
"maxLimitPerItem": "1000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"hasLossPayee": false,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "2.000",
"calculatedPremium": "20",
"rate": "2.000",
"premium": "20",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
"employeeTools": {
"ratingInput": {
"isWindHailExcluded": true,
"isTheftExcluded": true,
"isVandalismExcluded": true,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "128.606",
"calculatedPremium": "129",
"rate": "128.606",
"premium": "129",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
},
"ratingResult": {
"isMinimumPremium": false,
"scheduledEquipmentsPremium": "10",
"rentalReimbursementPremium": "250",
"ownedMiscToolsPremium": "30",
"unscheduledEquipmentPremium": "20",
"employeeToolsPremium": "129",
"totalPremium": "439",
"isUserEnteredMinimumPremium": false
},
"hasCoverage": true
},
"edp": {
"premisesRef": 1,
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"theftSublimit": "1000",
"scheduledHardwares": [
{
"ratingInput": {
"number": 1,
"manufacturer": "manu",
"model": "model",
"serialNo": "12345",
"coinsurance": "80%",
"limit": "1000",
"hasLossPayee": true,
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.600",
"calculatedPremium": "6",
"rate": "0.600",
"premium": "6",
"minimumPremium": 0,
"isMinimumPremium": false,
"isUserEnteredMinimumPremium": false
}
}
],
"ratingResult": {
"isMinimumPremium": true,
"scheduledHardwaresPremium": "6",
"softwareProtectionPremium": "0",
"communicationSystemsPremium": "0",
"virusPremium": "0",
"totalPremium": "250",
"isUserEnteredMinimumPremium": false
},
"hasCoverage": true
},
"installationFloater": {
"ratingInput": {
"premisesRef": 2,
"occupationDescription": "Desc",
"limit": "10000",
"aggregateLimit": "50000",
"deductible": "$500",
"isWindHailExcluded": false,
"isTheftExcluded": false,
"isVandalismExcluded": false,
"isTransitExcluded": false,
"hasLossPayee": false,
"theftSublimit": "1000",
"userEnteredRate": "",
"userEnteredMinimumPremium": ""
},
"ratingResult": {
"calculatedRate": "0.900",
"calculatedPremium": "90",
"rate": "0.900",
"premium": "250",
"minimumPremium": 0,
"isMinimumPremium": true,
"isUserEnteredMinimumPremium": false
}
},
"bailee": {
"ratingInput": {
"premisesRef": 1,
"operationsDescription": "Bailee Desc",
"customerPropertyDescription": "Bailee Desc",
"limit": "10000",
"perItemLimit": "$2,500",
"deductible": "$500",
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},
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},
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},
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},
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},
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},
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},
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},
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},
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}
},
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},
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},
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},
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}
},
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}
},
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